“I urge you, brethren, to look to the condition of your finances. I urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt to the extent possible. Pay off debt as quickly as you can, and free yourselves from bondage.
This is part of the temporal gospel in which we believe. May the Lord bless you, my beloved brethren, to set your houses in order. If you have paid your debts, if you have a reserve even though it be small, then should the storms howl above your head, you will have shelter for your wives and your children and peace in your hearts.” (Gordon B, Hinckley, Conference Report, October 1998).